President Obama, campaigning in Iowa for a law already passed, rebutted the Republicans’ rhetoric to repeal and replace the Health Care overhaul. After taunting the Republicans by double-dog daring them to repeal his landmark accomplishment, he told his supporters in the Hawkeye state, “I don’t believe the American people are going to put the insurance industry back in the driver’s seat. We’ve been there already. We’re not going back.”

The problem is, the insurance company has not had control of the driver’s seat for a very long time. The government has increased its regulation over the industry for a very long time, most notably refusing their operating across state lines.

Even at the health insurance industry’s conception, when it was almost free from all government regulation, it didn’t have the power or authority of a totalitarian bus driver from a horror movie, as Mr. Obama has attempted to portray them. No, the insurance industry—and any industry in a free market—is more like a taxicab driver. They may choose the vehicle, they may set the price, they may even choose the customers; but it is the consumer that has the authority.

The vehicle of government health care

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